NO PAYMENT/SAME AS CASH Finance charges will accrue on the purchase from the date of purchase but no minimum monthly payments will be due prior to the promotion expiration date as indicated on your billing statement, and if you pay the cash sales price of the purchase prior to the promotion expiration date, no finance charges will be due on the purchase. Standard APR is 19.50%; Default Rate APR is 26.99%. Minimum monthly finance charge is $.50.